Your Mortgage Guy for Life!
My name is Geoffrey Davis, and I help my clients find the best deal possible on a mortgage that meets their needs whether they are looking for a competitive interest rate, certain monthly payment or special loan terms. While I am located in Frisco, TX. I can help anyone looking to purchase residential or investment property in the entire state of Texas. If you are ready to purchase your first home--or that long-awaited dream home--I can help make your dream a reality.
I am a Broker--not a Banker
I chose to become a Broker, rather than a traditional mortgage banker, because I wanted to offer my clients more options than just one bank's programs. When you are a "loan officer" at a bank, you can only offer clients your bank's programs--whether those programs are right for the clients or not. Which means if they don't have a mortgage that meets your needs, they will try to put you into something "close". When it comes to one of the most important and expensive purchases of your life, you deserve to have the right loan to meet your particular situation. As an Independent Broker, I have access to all the larger Lender programs such as CITIMortgage, Countrywide and Chase to name a few. This means you have an expert to shop all the available programs based upon your mortgage criteria and come back to you with the strongest offerings from all companies.
Big Lender, Big Fees
As you probably have noticed, large Lending companies have nice offices, robust marketing budgets and large staffs. In other words, they have "overhead" which has to be paid by someone during the transaction--and, that someone is you. When you approach a major Lender, consumers will receive an off-the-shelf rate versus the competitive rates professional Mortgage Brokers can obtain. As an Independent Mortgage Broker we can obtain competitive
rates while keeping our costs low. This means that I can pass these savings on to my clients while still taking advantage of large scale discounts and pre-negotiated rates.
| Read all the quotes |
To the left, you will see a few quotes appear from some past clients of ours. If at anytime you would like the phone numbers of any of these clients or other references, please ask. They are all willing to communicate with you as to why it would be a good decision for you and I to work together.
As you probably know, your credit score really makes a difference when applying for a mortgage or other kinds of consumer financing. For the last several years I have focused on the best ways to help my clients improve their scores. I share some of this knowledge to help you successfully manage--and increase--your credit score in a Weekly E-mail Newsletter. This newsletter is unique as I personally create it for my readers each week, not a store bought product that I place my name on and forward. It is secure and your e-mail address is protected and never shared with others.
