Online Loan Prequalification
It is not as easy to qualify for mortgage loans as it was say back in 2006. That is why getting yourself pre-qualified for your home purchase, refinance or pulling equity out is pivotal. Don't waste time reviewing rates and fees from lenders until you know what type of financing you qualify for.
The prequalification process is easy and free with Bank of the Ozarks. Fill out the below form and either fax or e-mail over to us. Our turnaround time, once we have your form is typically that same day, but by the following day for sure!
Once we receive it we will
- completely build a loan application for you on our system,
- pull a credit report and send you a copy for your records,
- analyze the income and loan information you provided with the findings on your credit report.
And then we will even run your file through an automated approval engine if necessary to give you peace of mind your financing is under control. After that, when we send you a copy of your credit report, we will also e-mail you a Closing Worksheet based on that day's pricing for the type of loan you inquired and are prequalified for.
"By completing this form I authorize Bank of the Ozarks (BOTO) to obtain information regarding my employment, credit and financial condition, including but not limited to, verification of employment forms and verification of mortgage forms. Also, I authorize BOTO to obtain a confidential credit report solely for the purpose of determining my home loan qualifications. By completing this form I hereby agree to pay $39.00 if the home loan does not close with BOTO or close at all. I also understand that once my loan moves into the processing stage, any processing, appraisal or employment verification costs incurred by BOTO on my behalf will be my responsibility if my loan does not close with BOTO or at all."
We are providing the form in both Microsoft Word® and Adobe Acrobat® formats.
Download the Word version
Download the Acrobat version
If you do not have the Adobe Acrobat reader, you can download it for free
